Saturday, August 22, 2009

cheap deals on car rental

cheap deals on car rental
With the July 4 holiday and a long weekend approaching, many people are renting cars, and at their annual summer road trips to visit family and friends. Allstate has a timely reminder to travelers that the rental of vehicles for the holiday weekend, they need to provide insurance, for example, from their own car or specific coverage purchased at the car rental counter.

"Allstate customers frequently ask us - I have insurance if I rent a car? "" Tell RJ Young, Vice President for the company, Allstate Insurance Company. "The short answer is - it depends. If you will rent a car next weekend, you should first make your policy or with the insurance agent to see what coverage you have. ""

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According to Young, before renting a car, people need to adapt their policy to confirm the coverage and limits they have. In some auto insurance from Allstate, some of the coverage, limits and deductions on your personal car for a rental car. So you can send money, because you can not be forced to join the voluntary insurance from the car companies. However, if you do not have comprehensive and collision coverage on your own car, you can not be covered if the car is stolen or damaged in an accident. In addition, people can write their policy numbers. Some car owners can use the information in the choice to forgo the coverages they offer.

Consumers should always remember that all the coverage depends on their individual insurance, the rental car company insurance, and state laws.

Other questions that come when renting a car:

- If I have an accident, I have the cost of car

if the vehicle is repaired? Many times the car

Company will require that customers pay for the

Car while it is being repaired. Some insurance

does not cover these costs.

- Drivers under 25 years of age, under her own car

Politics? Generally, as long as the driver on the

Auto insurance. It is important to note that the

Drivers reporting while driving the rental car vary

depending on their specific policy.

- Who is to drive the rental car? - While the drivers to find

on the auto policy can be, it may be important to

the car rental company with the names of persons

That driving the vehicle, there are rent

Car companies.

- What problems are driving the car internationally - to

Canada or Mexico specifically? Many measures are very

limited in their ability to reach for the driver

Travel in Mexico. Canada, however, is an area that

by some measures. Check the policy for the further

Information.

If consumers are not the automatic insurance, they should purchase coverage at the car rental counter. The following reporting options available:

- Collision Damage Waiver (CDW) - also known as loss damage

Waiver (LDW), this scheme can be a customer of

financial responsibility if the car is damaged or

stolen. The CDW may be ineffective, however, if you cause an accident

speed, driving on unpaved roads or while driving

intoxicated. CDW no liability protection.

- Liability insurance - This may be on the liability

Coverage of up to $ 1 million for the period to hire a car.

Landlord can legally bound, the minimum --

Amount of liability insurance of the state, where you can rent

the car, but generally not enough to cover

the case of a serious accident.

- Accident insurance - This may require reporting to the

Driver and his passengers for medical and ambulance bills.

It may be unnecessary if the individual under the Health

Insurance or have adequate medical care in the context of personal

Auto policy.

- Personal Effects Coverage - This can be used for reporting

Theft of personal belongings in the car. However, if you

Homeowners or renters insurance can be used for items that

Theft from the car, minus the deductible.

The cost of insurance from the auto-counter, depending on the rental car company, state, location of the dealer and the type of car being rented.

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer. Known through the "" You're in Good Hands With Allstate (R) "slogan, Allstate provides insurance products to more than 16 million households and has approximately 12,300 agents and specialists in the U.S. and Canada. Customers can access Allstate products and services through Allstate agents, or in select states at allstate.com and 1-800 Allstate (R). Encompass (SM) and Deerbrook (R) Insurance brand property and casualty products are sold exclusively through independent agents. Allstate Financial Group includes the businesses, life and supplemental, retirement, banking and investment products through distribution channels, the Allstate agents, independent brokers, financial institutions and broker-dealers.

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