If you rent a car, there is always that moment of truth, the moment in which the seller is asking if you want to buy insurance (or better said, a loss of exemption) by the landlord. According to the majority of these seller, if you do not buy the insurance (which bump the price of the rental to $ 20 per day or more) the consequences for the slightest scuff on the door will be more and more into bankruptcy. The cost of insurance from the auto - Mai also counters depending on the rental car companies, government and the type of car want to hire. Car insurance can be complicated and you may even feel pressured into buying, but before you are spending the money on a waiver to take a moment about some other options.
Car insurance
If you have comprehensive and collision coverage, your personal auto policy is usually the cost of replacing or repairing a damaged or stolen car. Since each insurance is a little different, but it is a good idea to talk to your insurance agent and confirm that the car is used by your existing policy.
Remember that all the deductions you apply for the rental car. For example, if you have a $ 500 deductible and will receive $ 450 worth of damage, you will be for the full cost. If you have a $ 500 deductible and will receive $ 1000 worth of damage, you will for the first $ 500 and the insurance will pay for the balance.
Please also note that for your car, you must provide the comprehensive and collision insurance. If your insurance protects you only against the liability, it will not cover the cost to repair or replace a car if they are destroyed or stolen. You can also take note that in the event of an accident with the car car, your insurance premium can change in the cost.
Credit Cards
Some credit card companies offer rental insurance benefits. To find out what each of your credit cards offer, simply call the customer service and ask. You can shop around a bit to find out what the card offers the best performance. If you have the best offer, ask for a copy of the insurance policy in writing. In this way you can read about the policy carefully to determine that they meet the coverage you need. After the policy in written form is also the attitude of he said-she said that can occur when a loss does not happen.
It's easy and often tempting to settle on the dotted line and get rental car insurance will take care of everything. But if you do that, without examining other options available, you have to pay for car insurance you may already have. Fifteen or twenty minutes you can easily research a large sum of money and offer a piece of mind.
Saturday, August 1, 2009
Subscribe to:
Post Comments (Atom)

0 comments:
Post a Comment