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There are many types of accident liability, such as public liability, owner liability and vicarious liability. Considering errors in the decision-making responsibility varies in different states in the United States of America.

Some states are of the view, each rider is responsible for its own losses. However, this may not be relevant if the serious injury or property damage involved. In the event of a car accident, liability is divided into two factors. A so-called "actual damages" based on the actual value or the other person's car, property, medical expenses and loss of wages. The second is "moral damage", which roughly comparable with the conception of the United States pain and suffering of about one third of the total damage in the majority of states. Some countries have recently approved new standards, which allows judges to decide damages on the basis of the factual circumstances of this case and removes the legal boundaries of the moral damage. According to the requirement of financial responsibility law must cover liability in case of an accident, the liability for public. The scope are fixed, depending on the physical person injured, the sum of all physical persons injured in an accident and for property damage. A motorist has an option to reject it in writing later. Auto Accident Public Liability is usually in consultation with the laws of the State in which the accident occurred.

If a car owner allows an alternative person to his car, the majority of the authorities with the vehicle as an exchange liability for an accident in which the borrower is responsible. In such an accident liability of car owners is part of the liability of the state can follow the law or careless surrender. With a view to a public view point owner liability ensures that there is insurance coverage for the accident, because all vehicle owners will necessarily be insured. On the other hand, the borrower is not insured. Owner liability is that the owners permission to use the car or consciously agree to the car. In the occurrence of an accident, a member of the owner-family may be expected when driving with the permission of the owner. This in turn depends on the law of the State in which the car is running. Even if it is not the owner's liability if the car is, without his permission, the owner is liable if the car is stolen by the negligence of the owner of the ignition key in the car and later in an accident.

If a person is driving a company car as an employee of the company if the service is involved in an accident, the liability is not limited to the negligent driver, but also to the employer. It is the employer is obliged to examine the potential employee driving records and ensure that the person has a valid license with the necessary information.

Car Accident Liability in the case of a rental or leased car is that individuals will have their own insurance if they are involved in an accident. You do not need to buy additional insurance for automobile leases, rent and business.