Q: Do I need a U.S. citizen, an insurance case? A: No, U.S. citizenship is not a prerequisite for an insurance claim, even if you're not here legally.
Q: How long do I have to bring an action? A: Every state varies. In many states, you only have two years from the date of the accident; minors usually have more time (they have until they are 20 years old in the state of Nevada, for example). It is important to check with a lawyer to make sure that you know the right time for your case. Failure to comply with file in time will always bar your case and your recovery.
Q: What is the minimum automobile coverage do I have in my state? A: In many states, you must use a minimum of $ 15,000 per person $ 30,000 per occurrence liability coverage. However, I recommend you more: med pay UM / UIM, towing and car rental coverage. I think you should have at least a $ 50,000 / $ 100,000 liability policy.You will be surprised how low the premiums. Ask your insurance agent to compare prices. Do not wait until you get in an accident before you realize it needs more cover. These rules shall be adopted by each state. Some states are "no-fault" states, meaning that you only insure yourself. Check with officials or your insurance agent to the minimum coverage and the types of coverages you need to bear.
Q: When I go to the top of the police officer or Trooper involved in an accident, can I still have a solution? A: If you are up for a violation that is not the cause of the accident, you can have a insurance case. If you opt for the above factors, caused the accident, you can still find a solution if you are not the primary cause of the accident, more than 50 percent at fault. This also applies if you live in a comparative fault state (like Nevada). Some states are pure contributory states, and even if you are primarily on errors, you can still find a solution. Also, check your state statutes.
Q: Has the insurance must pay for all my medical bills? A: The insurance must pay for the bills, which in reasonable and necessary to your recovery, and in connection with the accident. Also, they are not obliged to pay more than they signed a contract with their insured. For example, a $ 15,000-policy means they only need $ 15,000 to be paid, even if the case is worth $ 60,000.
Q: What happens if the other driver's insurance? Can I still collect? A: If the other driver has no insurance, it will be much harder to grasp, unless you live in a non-government debt. DMV Sometimes it may require that person to connect with them or they can no longer have a license. If the error on the party has money, you can still but it will be difficult. It is best to uninsured motorists undersinsured and reporting on their own and let your insurance worry about that.
Q: Will it work with my insurance raise my rates? A: No, in some states (like Nevada): If you are not to blame for an accident, your insurance, you can not raise your prices, your coverage may be renewed or not. States such as Nevada, specifically from this Act.
Q: How long can I use for my injuries? A: In most states, as long as you need. But there are others, including the amount of insurance available, and whether the treatment you receive will help you better.
Q: Do I need a lawyer to rent to me with my claim? A: No, each person can be himself, but there are many good reasons why you should. Initial consultations are usually free, so it usually does not cost any money to verify that you are a lawyer.
Craig Perry is an attorney practicing law in the State of Nevada since 1989. He has handled thousands of cases and settled millions of dollars in personnel and workers compensation claims. He did not charge a fee for the first hearing. He has a bilingual staff (Spanish), and he speaks fluent Italian.
For more information about this article or the services it offers, directly or call 702.228.4777 Toll-free 1-866-LAW-4HIRE, or visit http://www.craigperry.com
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